Buy a Home in Florida

Looking to buy a home in Florida? Buying a new home can be tricky but we offer tips, tricks and advice for those seeking a new home in the sunny state of Florida. And when you’re ready, consider using ICI Homes as your builder in any of our fine communities or on your own lot.

Home for Sale? Vanish During Showings

The truth is… your real estate agent doesn’t need any help.

Seriously. It’s the opposite of what most people would think. Common sense seems to indicate that a seller who stays on the premises, can answer questions, plus provide information that the seller’s real estate agent might not know.

But it doesn’t work that way — or very well, at least. Prospective buyers who drop by during an open house, or during a showing by your real estate agent, don’t want your viewpoint. They want neutrality. And the best thing you can do is give it to them. Here’s why you […]

How to Have It All When You Move to Florida

We all know Florida is one of the world’s great vacation destinations.

And not simply for the attractions hub of Orlando, or those hundreds of miles of shoreline on both coasts. The entire state is a draw for visitors of all sorts thanks to its climate, bountiful natural resources, recreational options and beauty.

So, when you’re exploring a move here, it’s easy to think like a tourist.

“Oh,” you say. “I can live like I’m on vacation all the time.”

If you’re retiring with no obligations except to enjoy yourself, you certainly can.

Most of us, however, likely move to Florida for career, family […]

Smart Reasons to Buy Your New Home in a New Community

Buying a new home isn’t always the effortless, enjoyable experience we’d all like it to be.

There are a lot of variables and learning gaps, especially if you’re a first-time home buyer, and sometimes the processes end up being anything except trouble-free.

But living in a human world doesn’t mean that home buying can’t be fun and successful. We at ICI Homes have some suggestions on how to stack the odds in your favor.

Read on for smart reasons to buy your new home in a new community.
You get what you want
Buying in a new master-planned community gives you the opportunity to […]

Single Women Rocking Homeownership

A recent report from the National Association of Realtors — the “2018 Profile of Home Buyers and Sellers,” to be exact — yielded some interesting statistics and trends about who buys homes these days in the United States.

Among those info nuggets: 2018 marked the second consecutive year that single women buyers totaled 18 percent of all buyers. Single women also ranked second only behind married couples (65 percent) and ahead of single men, who ranked third (7 percent).

What does this mean? A lot of single women are rocking homeownership and becoming a demographic force in the home-buying market. That’s […]

Don’t Hesitate to Sell Your Home in Winter: Here’s Why

Need to sell your current home? Buy a new custom Florida home?

But whoops — it’s deep January outside. Not the greatest time to sell or purchase a new home, according to traditional real-estate marketing advice.

Banish that restrictive thinking! Especially if a family, job or personal reason compels you to move during home-buying’s so-called “offseason.” Several factors can make it easier than you think to sell and/or buy a home in winter, and we spell them out below.

The Florida connection is another factor. If you’re moving to the Sunshine State, or already live here and are in transition, the buying […]

Worried About Interest Rates? Consider an Extended Rate Lock

Wanting to build a new home but worried about rising interest rates? An extended rate lock may be the answer for you. Extended rate locks provide an option to lock in your loan at a set interest rate for up to 270 days. This provides protection against future interest rate increases in a rising rate environment.

Extended rate locks work by charging a fee to guarantee a rate in the future. The longer the period of time for the lock is needed, the higher the interest rate and fees may be. For example, a 270-day lock will be more expensive […]

What is the Difference Between Pre-Qualified and Pre-Approved?

These words sound so similar, but in the mortgage business, they mean two very different things.

A prequalification letter and a preapproval letter are similar. Both are free and provide you with the maximum amount of money the bank is willing to lend you, based on certain financial assumptions you provided the lender. Neither letter represents a guaranteed loan offer. This means you can receive prequalification and/or preapproval from multiple lenders at the same time. However, that is where the similarities end.
Prequalification
You can handle the prequalification process over the phone in a matter of minutes. You provide all of your information to the […]

Tips for Buying Your New Florida Home From a Distance

Not everyone who moves to Florida comes from somewhere close enough to check out prospective communities in person, on the weekends.

If you live in Vancouver, British Columbia and are Sunshine State-bound, buying a new home on the opposite side of North America can be intimidating — doubly so if you’re not familiar with where you’re moving in Florida.

Friends and family who already live there, or prospective new co-workers willing to pass along house-hunting tips, can allay some of that where-do-I-start inertia.

But perhaps the best tactic is to formulate a game plan that takes you from clueless, to clued-in.

Read on […]

Why an Inventory Home Might Be Right for You

On the hunt for a new Florida custom home, but dreading the process?

The struggle is real! We at ICI Homes hear it frequently from prospective customers and visitors who must (or want to) move, yet view the home-buying process as a chore.

Some people simply don’t enjoy selling a home, buying a new one, then enduring the move. Even when it’s to their dream destination or a long-awaited event like retirement.

We got your back, though.

If you’re not up for a custom build or want to short-circuit some moving hassles, consider buying a new home that’s already built.

Here’s why an inventory […]

Home-Buying Lingo Explained: What’s a Leaseback?

We at ICI Homes thought you might like us to define some of the terms used in the homebuilding industry.

Unfamiliar slang and jargon can confuse potential customers searching for, or building, a new custom Florida home. And who wants to go through such an important process feeling like you need a Homebuilding 101 translation app on your smartphone?

If you don’t understand a term, your alternatives are to (A) simply ask for an explanation, (B) pretend you know what the term means, or (C) google the term once you’re out of sight of the person who used it!

Our goal is […]