A Slice of Tampa Life: Bayshore Boulevard

When in Tampa, do as many Tampa residents do — enjoy a cruise along Bayshore Boulevard.

If you’re a newly arrived Tampa-area resident, getting to know Bayshore will help you and yours with your geographical bearings of the downtown area. Plus, it’s a gorgeous vista!

Running, walking, strolling, cycling and, of course, driving, all qualify as ways to cruise the city’s most iconic street. Think of it as a vertical hub for all the main residential districts south of downtown Tampa. But, Bayshore is more than a street on a map. It’s a magnet for solitary personal workouts, daily sunrise viewing […]

Turn Your Dream of a Vacation Home Into a Reality

Ever been on a relaxing vacation watching a glorious sunset and wished you could own your own vacation home? If so, you are not alone. According to the National Association of Realtors Vacation and Investment Home Sales: A breakdown for 2017, thousands of buyers felt the same way and turned their dreams into a reality.
Financing a vacation home
There is a misconception that vacation home buyers pay in cash or have a large down payment. NAR cites that 72% of homebuyers purchasing a vacation property financed their purchase. Of those financing, the majority put down 30% or less as a […]

10 Things New Jacksonville Residents Should Do

If you’re a new Jacksonville resident, you probably know your way around your new community and places you must go such as grocery stores. But unless you’re familiar with “JAX,” or spent significant time here while searching for your new home, foraging further might be a challenge.

We at ICI Homes are here with your game plan. It’s a list of places to go and things to do all over metropolitan Jacksonville. Knock out several in one day, or devote an entire day to one activity.

You’ll get our bearings in no time with our list of 10 things new Jacksonville […]

There is Hope After Bankruptcy or Foreclosure

Millions of Americans have been affected by a short sale, foreclosure or bankruptcy and may be afraid they will never be able to own a home again. Luckily, a derogatory credit item doesn’t mean an end to homeownership.

Check out the chart below to view waiting periods, by loan type, for homebuyers who have experienced foreclosure, short sale or bankruptcy, without extenuating circumstances.

*Foreclosure rates are cited from CoreLogic data highlighted in a January 2015 Forbes article.

The information voiced in this material is for general information and is not intended to provide specific advice or recommendations for any individual.

All loans subject […]

Mosaic Development Featured in the News Journal

DAYTONA BEACH — Another big piece is being added to the white hot development puzzle already taking shape just west of Interstate 95.

On Saturday, ICI Homes will hold a grand opening event to celebrate the completion of five model homes at its planned 1,200-home Mosaic “full life” community off LPGA Boulevard, just west of the Florida Tennis Center.

Click here to read the full Mosaic News Journal article.

Is An Adjustable Rate Mortgage Right For You?

An adjustable rate mortgage (ARM) is a mortgage that offers an introductory fixed rate for a limited period of time, then adjusts annually to reflect market conditions. This introductory rate is typically lower than a 30-year fixed rate. This can make ARM’s attractive options for the right buyer.
We all like to save money, but how can you tell if an adjustable rate mortgage is right for you?
Here are a few questions to ask yourself:

1. How long do you plan on living in the home?
If your answer is for less than 10 years an ARM may be a good option […]

Designing Your New Home: Why Smart and Thrifty Pays Off

If you’ve never built a new home from scratch, you may not know that it’s your responsibility to select all the interior finishes and materials when the time arrives to do that.

Nope, that model home you’ve fallen for won’t be magically reproduced on your lot unless it’s exactly what you want and your budget allows. But the building process is more involved than walking into a model-home center and saying, “Yeah, this’ll work.”

That’s a good thing because all of us have individual tastes.

Buying a home as a couple or with your partner? One of you may adore the interior […]

Why It’s Important to Nail Your Design Sessions

Moving into a new home means the opportunity to change your decor along with your location.

Maybe you’re tired of the look you’ve lived with since college, your honeymoon or since the kids were in elementary school. It’s time to freshen up your interiors with a different style or color scheme.

Good news! If you’re building a new home with us, you’ll do that freshening up at the ICI Homes Design Center. It’s a required visit after you sign your contract. Our builders need to know what you want inside your home and how much of it to request on purchase […]

Common Mistakes That Can Compromise Your Mortgage Loan

After months of searching, you have finally found the right community, picked out the perfect lot, selected your dream floorplan and have even been pre-approved for a loan. Now, as you wait to close on your beautiful new home it may be tempting to shop for beautiful new things to furnish it. Be cautious when doing so because buying those beautiful new things may compromise your mortgage loan.
From the time you apply for a mortgage to the day you close, your financial management decisions can impact whether you are approved or denied. Sounds scary, but with some simple financial […]

How Your Design Sessions Fit Our Work Flow

Timely visits to the ICI Homes Design Center = on-time home construction
The commitment to build or buy a new custom Florida home requires — like most business transactions — a contract between buyer and builder.

If you’re been through the building process before, you know what we mean. If you’re someone who’s bought an existing home, you have a pretty good idea. But if you’ve never built a home from scratch, let’s just say it’s a bit more complicated than purchasing a move-in-ready abode.

In a good way, because building from scratch guarantees you’ll get exactly what you want. Your household […]