Looking to buy a home in Florida? Buying a new home can be tricky but we offer tips, tricks and advice for those seeking a new home in the sunny state of Florida. And when you’re ready, consider using ICI Homes as your builder in any of our fine communities or on your own lot.
Wanting to build a new home but worried about rising interest rates? An extended rate lock may be the answer for you. Extended rate locks provide an option to lock in your loan at a set interest rate for up to 270 days. This provides protection against future interest rate increases in a rising rate Read More »
These words sound so similar, but in the mortgage business, they mean two very different things. A prequalification letter and a preapproval letter are similar. Both are free and provide you with the maximum amount of money the bank is willing to lend you, based on certain financial assumptions you provided the lender. Neither letter represents Read More »
Not everyone who moves to Florida comes from somewhere close enough to check out prospective communities in person, on the weekends. If you live in Vancouver, British Columbia and are Sunshine State-bound, buying a new home on the opposite side of North America can be intimidating — doubly so if you’re not familiar with where Read More »
On the hunt for a new Florida custom home, but dreading the process? The struggle is real! We at ICI Homes hear it frequently from prospective customers and visitors who must (or want to) move, yet view the home-buying process as a chore. Some people simply don’t enjoy selling a home, buying a new one, Read More »
We at ICI Homes thought you might like us to define some of the terms used in the homebuilding industry. Unfamiliar slang and jargon can confuse potential customers searching for, or building, a new custom Florida home. And who wants to go through such an important process feeling like you need a Homebuilding 101 translation Read More »
No matter the industry, job or career path, women who command board rooms, teams, divisions and departments usually know what they want and need when it’s time to buy a new home. For dual-career couples, the new-home search can be tricky unless both partners’ job requirements are compatible. Convenience, commutes and access to work sites Read More »
For many of us, home-buying may seem the primary domain of families and couples. Another fact many of us may take for granted is that there’s likely more than one income for those two household categories. But as society has evolved over the past seven decades, so have trends in household composition, which — not Read More »
Which is Right For You? Spec Home or Custom Build? If you plan to move to Florida from another state, or simply from one part of Florida to another, finding your new home can be a time-consuming exercise. Few of us make that decision quickly or lightly, so deciding whether to buy an existing new Read More »
Ready to buy a new Florida home, but fear you might not withstand a mortgage lender’s scrutiny? You might surprised. Regardless of economic climates, mortgage prospects exist for home buyers of all economic stripes. That’s because in everyday life, lenders exhibit more elasticity with financial home-buying requirements than you might think. The key? Don’t take Read More »
Not many of us have the financial reserves to pay cash for a new home. Most of us must finance that purchase. If that’s your situation, we at ICI Homes offer some handy tips before you apply for a mortgage. If you’re not sure your financial health can withstand a lender’s examination, read on. Our Read More »