How Fed Rate Increases Affect Home Buyers - fist o money

How Fed Rate Increases Affect Home Buyers

What happens when interest rates go up? That’s a tricky question. On Dec. 14, 1016, the Federal Reserve Board announced a 0.25 percentage-point increase in the federal funds interest rate, to 0.75 percent. This was viewed as a good thing because it indicates the Board’s confidence in a resurgent and …

Read more

Have Lot, Need Builder? ICI Homes Is Your One-Stop Shop - Lucca 508

Have Lot, Need Builder? ICI Homes Is Your One-Stop Shop

You own a Florida lot where you’d like to build your dream home/retirement haven/new family headquarters. But, alas, you’re not a builder and don’t know one. If you choose to try it on your own, you know you’ll have to hire contractors. Research and coordinate materials and deliveries. Function as your own job superintendent. All while maintaining everyday life during the process — your job, kids and perhaps other responsibilities.

Read more

home seller mistakes

Tips For Selling Your Old Home Faster

Trapped between a current home that’s not selling and the new Florida home you’d like to purchase? It’s a common scenario. Most of us need to sell our old residences before buying new ones and sometimes it’s simply not a fast process. To help, we have tips for your stalled …

Read more

Jargon 101 For New Home Buyers - Mortgage

Jargon 101 For New Home Buyers

Understanding real-estate terms and acronyms can feel like cracking a secret code. If you’re a newbie home buyer, you may think you need a financial dictionary in order to wade through the mortgage-application process. While we at ICI Homes hope you’ll buy your first home from us, we want you …

Read more

Your Guide to Understanding Credit Scores - Calculator

Your Guide to Understanding Credit Scores

Not the most scintillating topic, we know. But, a critical one for new-home buyers because it often can dictate whether you can pursue your Florida dream home. A good credit score allows you more leeway and choices when it comes to applying, and being approved for, mortgages. A poor credit …

Read more