Don’t get overwhelmed with one of the most important buying decisions in your life. We discuss new home financial topics including marketing information and the new home building, buying and selling processes.
There are numerous paths to the new custom Florida home of your dreams, and while they all involve a financial transaction, you have more options than you might think. Most of us buy our homes via a loan. The array of choices can be overwhelming, especially for first-time home buyers. …
Homeowners in most master-planned communities usually pay one or both of these common types of residential fees in addition to monthly mortgage payments and living expenses. It’s a good idea to know about them before you begin the search for your new custom Florida home. You can set your purchase …
It’s always a good idea to ask this question no matter how experienced you are as a homebuyer. Down payments are an important part of the mortgage purchase process, and it never hurts to have it clarified, especially for first-time buyers. Most of us buy our homes via mortgages. Mortgage …
Homeownership has long been a part of the American Dream, and today’s aspiring first-time homeowners have more options than ever before to make that dream come true. However, what hasn’t changed is the wisdom of first-time buyers doing more preparation than mere house hunting and filling out mortgage applications. If …
Wondering how to get a better mortgage rate? Start here to learn how to get one! Your credit score is critical if you intend to purchase your new custom Florida home via a mortgage. That’s the route most folks choose, and boosting your credit score also boosts your options for …
The paramount question for most of us when we consider buying or building a new custom Florida home is “How much can I afford to spend on a new home?” Cost is almost always a factor, especially in today’s residential housing market, and we want to make the most of …
If you’re asking the question “What mortgage is right for me?”, you’re likely ready to do some financial homework ahead of buying your new custom Florida home. It’s a smart question even if you’ve bought a previous home. As with most significant long-term purchases, our priorities and circumstances can change …
For first-time home buyers, the journey to homeownership can feel daunting, particularly in today’s ever-changing residential market. It’s always smart to understand prices, interest rates, and availability. But don’t get stuck there! Instead, get your finances in order, and decide the location and type of home you need and the …
In Part I of this explainer series, we guided potential ICI Homes customers and readers through some basic, but not always understandable, mortgage terms and acronyms. Every industry has a shortcut language that makes sense to those who work in it, or are familiar with it. But that terminology can …
The home-buying landscape is littered with acronyms, which can leave some customers feeling as though they’ve wandered into an advanced Latin class. Most of us are familiar with basic terms such as “mortgage” — AKA, your home loan — and can figure out items such as “equity.” Google saves the …