Don’t get overwhelmed with one of the most important buying decisions in your life. We discuss new home financial topics including marketing information and the new home building, buying and selling processes.
Millions of Americans have been affected by a short sale, foreclosure or bankruptcy and may be afraid they will never be able to own a home again. Luckily, a derogatory credit item doesn’t mean an end to homeownership. Check out the chart below to view waiting periods, by loan type, …
An adjustable rate mortgage (ARM) is a mortgage that offers an introductory fixed rate for a limited period of time, then adjusts annually to reflect market conditions. This introductory rate is typically lower than a 30-year fixed rate. This can make ARM’s attractive options for the right buyer. We all …
After months of searching, you have finally found the right community, picked out the perfect lot, selected your dream floorplan and have even been pre-approved for a loan. Now, as you wait to close on your beautiful new home it may be tempting to shop for beautiful new things to …
In this informative piece from Ameris Bank, we learn how they can help you achieve your goal to be a homeowner. They have broken down saving into two easy steps to make saving simple. Learn More About Ameris Bank
Whether you are a first-time home buyer or ready to move up, we know the road to homeownership is bound to bring many questions to mind. Ameris Bank has mortgage products designed to meet your needs and is dedicated to keeping the process as simple …
Searching for a new home is frustrating when you can’t find a newly-finished home you like in a new community. Or, you’re not finding ANYTHING — new or in resale — that floats your boat. Take it as a sign it might be time to build your own. “Wait,” you …
Over the last 100-plus years, each generation of U.S. home buyers has exhibited specific preferences and behaviors when buying and selling their homes. Millennials — generally thought of as folks who reached early adulthood in the early 2000s — are no different. Like Baby Boomers and Generation X-ers before them, …
In Part I of our series on what Millennials seek in a home-buying experience, we discussed some non-interpersonal aspects of how this generation tends to pursue their daily lives and business. If you need a reminder, Millennials are the youngest major generation in the U.S. They achieved early adulthood in …
Are you a prospective Millennial home buyer or know someone who is? In the U.S., Millennials are today’s youngest signature generation. Their spending power, cultural influence and priorities are impacting how many industries conduct business nowadays, and the home-building industry is no different. Millennials, by definition, are those who began …
So, it’s time to buy a home. Many of you likely are ready to do so for very different reasons. For one, you might be starting a family and need more space. Two, you might be only months from retirement and long have been ogling a move to the beach. …