The Homebuyer journey can be tricky, but we offer tips, tricks and advice for those seeking a new home in the sunny state of Florida. And when you’re ready, consider using ICI Homes as your builder in any of our fine communities or on your own lot.
If you live in the Sunshine State or are moving here, water might be prominent on your list of homeowner must-haves. Florida beaches are important for many of us, followed by recreational options involving Intracoastal Waterways, creeks, lakes and well-known water parks. Then there’s that Florida staple, the swimming pool. …
It’s no secret that buying a home is one of the biggest financial decisions you will make in your lifetime. It may also become one of the busiest times in your life as well. In this busy, modern world many of us shop online for goods and services, such as groceries …
Etiquette experts agree that giving someone a gift of cash for a birthday, graduation, or wedding celebration is commonplace. But, did you know that it’s also common to receive a gift of cash for a down payment on a home? In fact, in 2017, the National Association of Realtors Profile …
According to a report by The Lenders Network, the average down payment in 2016 was 6%. If this is similar to the percentage that you plan on putting down, then your loan will require mortgage insurance. Mortgage insurance is a type of insurance that is required by the lender when …
If you have recently been on a personal finance site to check your credit score and then applied for a mortgage you may have been surprised at the difference in your credit score. That’s because more often than not, the score you received from the personal finance site is going …
“Many people would love to build a custom home for their family, but do not have the time or knowledge to properly oversee its construction, or arrange for construction loans needed in advance of closing. Instead, they compromise what they really want, and end up going with a traditional production …
Piggyback mortgages that is, not the ride children love. Piggyback mortgages, a.k.a. second mortgages, are a loan that rides on top of your primary mortgage. In combination with your down payment, these mortgages allow you to avoid paying private mortgage insurance (PMI). They were extremely popular in the early 2000s …
DAYTONA BEACH — For the sixth time in recent months, a national report has ranked the Volusia-Flagler area as one of the country’s top real estate markets to watch. Read the full News Journal Article here.
If you thought buying your home was tough, selling your first home can be just as daunting. Make the process easier and more profitable by avoiding some common first-time home seller mistakes. Mistake 1: Emotional attachment Becoming emotionally detached from your home is one of the hardest things to do …
Home prices Thinking about buying a new home in the next few years? Moving up your timetable could save you money. As of February 2018, Zillow states home values have risen 7.6% in the last 12 months. It also predicts homes values will continue to rise another 3.5% in the …