The New Construction Advantage: Why ICI Homes May Help You Save on Insurance
When it comes to homeowners’ insurance, one factor makes a world of difference: how your home is built.
If you’re considering a new home in Florida, here’s what you need to know—buying new construction doesn’t just give you modern design, efficiency, and customization. It may also make you eligible for substantial insurance savings.
Wind Mitigation: A Hidden Money Saver
Most of our ICI Homes are built to meet or exceed Florida’s wind mitigation standards. A simple wind mitigation inspection (typically around $175) can help buyers qualify for insurance premium discounts.
When choosing your homeowner’s insurance provider, please check with your insurance agent to learn if there are other steps you can take to qualify for any additional discounts as a result of new home construction.
Pro Tip: We encourage our buyers to get this inspection as soon as they move in to potentially unlock these savings.
Updated Systems Mean Lower Risk
Our homes also feature modern, up-to-code:
HVAC systems
Electrical wiring
Roof Systems
Wired smoke detectors and security systems
These updates may qualify for additional discounts from insurance providers who prioritize safety and reliability.
According to the Florida Office of Insurance Regulation, insurers continue to offer premium credits for these types of features.
We Build With Code—and Your Future—in Mind
ICI Homes doesn’t just build beautiful homes—we build smarter, stronger homes. With over 45 years of experience, we know what matters most to Florida homeowners. Each of our communities is crafted with long-term value, safety, and resilience in mind. And because our homes are designed around your lifestyle, you don’t have to sacrifice form for function.
Disclaimer: The information provided in this blog is for general informational purposes only and should not be considered as legal, financial, or insurance advice. Homeowners in Florida should consult with a licensed insurance professional or legal advisor for personalized guidance and to ensure compliance with current state laws and regulations. The author and ICI Homes are not responsible for any decisions made based on the information presented in this blog. You should be aware that insurance policies, coverage, and laws may change, and the information provided here may contain errors and omission or may not reflect the latest updates.
When it comes to homeowners’ insurance, one factor makes a world of difference: how your home is built.
