Many folks searching for their new custom Florida home know it’ll likely be their most expensive financial transaction. The majority of us count our homes as our largest physical investment, and we expect the buying, budgeting and saving for it as part of the process.

But there’s one potential perk you might not think of — that your future new-construction home can provide significant savings on your homeowners insurance.

How? Buying or building a new custom Florida home with ICI Homes gives you a clean slate insurance-wise while a resale home might contain costly risks.

Like most things we buy, the cost of homeowners insurance can skyrocket on a dime, especially for older homes that carry more risk of components failing, thus causing damage and necessitating claims.

If your current home (that you’re selling) has some age on it and you’ve gritted your teeth about previous increases in policy costs, you know what we mean.

Here’s more on how new residential construction can save you money on homeowners insurance.

New construction meets all building codes

A new custom Florida home built by ICI Homes will be up-to-date with the latest in local, state and national building codes. This is important for numerous reasons, but especially during the state’s storm season, which gives our potential customers peace of mind.

Builder warranties mean extra protection

Each new custom Florida home built by ICI Homes comes with a HBW 2-10 warranty from Home Buyers Warranty 2-10, a third-party company that supplies structural warranties for builders, buyers and real estate professionals.

This warranty offers a one-year workmanship, a two-years system and a 10-years limited structural warranty, protecting your big investment from unanticipated repair and replacement costs. Its documentation contains the details, but the nutshell is that the HBW 2-10 warranty is an important buffer against possible repair costs, plus specifies how to address any structural issues.

Insurance renewals can be easier

If you’ve dealt with a homeowners insurance claim on your current home or a former one, you know any claims have the potential to raise your rates the next time renewals roll around.

Instead, buying or building a new custom Florida home with ICI Homes gives you an edge when those next annual renewals arrive. Which brings us to…

That clean claim slate

We all know homeowners insurance costs can rise due to economic and insurance industry factors beyond our control. But since you and your household are the first residents of your new custom Florida home, its new construction allows you to start claim-free, which can help curb future cost increases.

ICI Homes’ EQ Factor homes

Here’s another boost against homeowners insurance costs: ICI Homes adheres to our EQ Factor standards of energy-wise, quality-built components and processes.

These include cutting-edge residential construction techniques and materials, which ensures a tighter-envelope construction. You’ll also enjoy energy-saving appliances and environmentally friendly mechanical systems, technology, and design components.

Ready for your new custom Florida home? Talk to ICI Homes here.